John Gills Exposition of the Bible Commentary - Exodus 22:27
For that is his covering only ,.... All that he has to cover him, the only covering he has when he lies down to sleep; and therefore should be restored to him by the time of sunset, at which time he returns from his labour; and after some refreshment retires to his bed for rest, when his covering will be necessary: it is his raiment for his skin ; which is next to his skin, and covers his naked body, as it is when he lies down to sleep; and therefore if not returned, he must lie naked... read more
Matthew Henry's Complete Commentary - Exodus 22:25-31
Here is, I. A law against extortion in lending. 1. They must not receive use for money from any that borrowed for necessity (Exod. 22:25), as in that case, Neh. 5:5, 7. And such provision the law made for the preservation of estates to their families by the year of jubilee that a people who had little concern in trade could not be supposed to borrow money but for necessity, and therefore it is generally forbidden among themselves; but to a stranger, whom yet they might not oppress, they were... read more