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Proverbs 20:12-19 NIV
12 Ears that hear and eyes that see—
    the Lord has made them both.
13 Do not love sleep or you will grow poor;
    stay awake and you will have food to spare.
14 “It’s no good, it’s no good!” says the buyer—
    then goes off and boasts about the purchase.
15 Gold there is, and rubies in abundance,
    but lips that speak knowledge are a rare jewel.
16 Take the garment of one who puts up security for a stranger;
    hold it in pledge if it is done for an outsider.
17 Food gained by fraud tastes sweet,
    but one ends up with a mouth full of gravel.
18 Plans are established by seeking advice;
    so if you wage war, obtain guidance.
19 A gossip betrays a confidence;
    so avoid anyone who talks too much.

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