John Gills Exposition of the Bible Commentary - Exodus 22:26
If thou at all take thy neighbour's raiment to pledge ,.... So that it seems that the lender, though he might not impose usury on the borrower, or oblige him to pay interest for what he lent him, yet for the security of his money he might take his clothes, either his bed clothes or wearing apparel, or any instruments or goods of his; but when he did, he was bound to what follows: thou shalt deliver it to him by that the sun goeth down ; the reason of which appears in the next verse, with... read more
Matthew Henry's Complete Commentary - Exodus 22:25-31
Here is, I. A law against extortion in lending. 1. They must not receive use for money from any that borrowed for necessity (Exod. 22:25), as in that case, Neh. 5:5, 7. And such provision the law made for the preservation of estates to their families by the year of jubilee that a people who had little concern in trade could not be supposed to borrow money but for necessity, and therefore it is generally forbidden among themselves; but to a stranger, whom yet they might not oppress, they were... read more